This is a true 3 year guaranteed interest rate annuity.

Interest Rate: 3 Year Guaranteed Rate
Based on initial premium
3.00% ($100,000+)
2.35%
($50,000 - $99,999)
1.75%
($15,000 - $49,999)
Guaranteed Period: Guaranteed For 3 Years
Request An Illustration:  Get A Quote
Surrender Charges: 3 Years Recurring
9% Year 1
8% Year 2
7% Year 3
+/- MVA - 30 Day Exit Window then charges renew.
Minimum Deposit: $15,000 ($750,000 Maximum)
Issue Age: 15 days - 90 years old
States NOT approved in: CA, DE, DC, MT, ND, NY, SD
Free Withdrawal: 10% Free Withdrawal Provision after the first contract year
Death Benefits: Full Death Benefit
Commission: 1.25% 0-80
0.75% 81 -85
0.50% 86 -90

Up to Age 80 - Earn 0.75% More 
Ages 81 to 85 - Earn 0.50% More
Ages 86 to 90 - Earn 0.25% More
Bonus Commission from carrier (details)

Waivers CALL 
Company Ratings: A- by A.M. Best

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