This is a true 5 year guaranteed interest rate annuity.

Interest Rate:

3.25% For All 5 Years

Guaranteed Period: Guaranteed For 5 Years
Surrender Charges: 5 year period:
8.0% Year 1
7.0% Year 2
6.0% Year 3
5.0% Year 4
4.0% Year 5
0.0% Thereafter
with MVA
(No MVA in PA & MO)
Minimum Deposit: $10,000
Issue Age: 0-90 (0-85 in OK)
States not approved in: MN, NH, NY
Free Withdrawal: All accumulated Interest Twice Yearly
Death Benefits: Full Death Benefit
Commission: 3.25% (0-80) -  1.50% (81-90)
Waivers Nursing Home
Disability Waivers
Company Ratings: B++ by A.M. Best
 

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