This is a true 5 year guaranteed interest rate annuity.

Interest Rate:

3.00% For 5 Years

Guaranteed Period: Guaranteed For 5 Years
Surrender Charges: 5 Yrs
7.9% Year 1
7.0% Year 2
6.2% Year 3
5.3% Year 4
4.4% Year 5
0% Thereafter
+/- MVA 1st 5 Years (No MVA in PA & MO)
Minimum Deposit: $10,000
Issue Age: 0-90 (75 in CA and FL)
States NOT approved in: CT, DE, MN, NH, NJ, NY, RI
Free Withdrawal: Subject to surrender charge; 100% liquid after 5 years.
Death Benefits: Surrender Value. Can elect payment of 5 or more years:

Surviving spouses may elect to continue the policy as their own and avoid surrender charges. Non-spousal beneficiaries may reduce or avoid charges by deferring payment or taking a periodic income

CA Only: Death Benefit equals Accumulation Value for policies issued ages 65 and above.

FL Only: Death Benefit equals Accumulation Value for policies issued at all ages.

Commission: 2.25% All Ages
Waivers None
Company Ratings: B+ by A.M. Best

Viking Sea Trip 2017!

Cruise the Adriatic Sea from Venice to Athens
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