This is a true 7 year guaranteed interest rate annuity.

Interest Rate:

3.80% For 7 Years

Guaranteed Period: Guaranteed For 7 Years
Request An Illustration:  Get A Quote
Surrender Charges: 7 Years:
7.9% Year 1
7.0% Year 2
6.2% Year 3
5.3% Year 4
4.4% Year 5
3.5% Year 6
2.7% Year 7
0% Thereafter
+/- MVA 1st 7 Years
(No MVA in PA & MO)
Minimum Deposit: $10,000
Issue Age: 0-85 (70 in CA & FL)
States NOT approved in: DE, MN, NH, NY
Free Withdrawal: None during surrender charge period; thereafter, 100% liquid
Death Benefits: Surrender Value. Surviving spouses may elect to continue the policy as their own and avoid surrender charges. Non-spousal beneficiaries may reduce or avoid charges by deferring payment or taking a periodic income

CA Only: Death Benefit equals Accumulation Value for policies issued ages 65 and above.

FL Only: Death Benefit equals Accumulation Value for policies issued at all ages.

Commission: 2.50% All Ages
Waivers None
Company Ratings: B++ by A.M. Best

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