This is a true 7 year guaranteed interest rate annuity.

Interest Rate:

3.50% For 7 Years

Guaranteed Period: Guaranteed For 7 Years
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Surrender Charges: 7 Years Recurring With MVA
10% Year 1
9% Year 2
8% Year 3
7% Year 4
6% Year 5
5% Year 6
4% Year 7
30 Day Window then charges renew. +/- MVA
Minimum Deposit: $10,000
Issue Age: 18-80
States NOT approved in: AL, NY, MS, MT, WV, VT
Free Withdrawal: All interest earned only in the first contract year, may be withdrawn immediately
10% Free Withdrawal Provision after the first contract year
Death Benefits: Full Death Benefit
Commission: 2.50% 0-75 | 1.50% 76 - 80
Waivers Waiver of Surrender Charges for: Home Health Care Benefit, Terminal Illness Benefit, Nursing Home Benefit,  
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Company Ratings: A- by A.M. Best

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