IMO FMO For Voya Financial Fixed Indexed Annuities

FOR FSD AGENT USE ONLY
 Quick reference guide for agents, call or see brochure and rate sheets below for full most current details.

 

Wealth Builder Eight - Flexible Premium
  25K-99K 100-249K 250K+
100% Annual Cap: 3.00% 3.75% 4.00%
1 Year Performance Trigger: 3.15% 3.75% 4.00%
Interest Benchmark Strategy: 5.25% Multiplier
10.00% Cap
6.75% Multiplier
10.00% Cap
7.25% Multiplier
10.00% Cap
Fixed Rate 1.65% 1.65% 1.65%
Optional Renewal Flex:

0.50% off above crediting rates. NA on Fixed Option

Surrender Charges:

9,9,8,7,6,5,4,0  with MVA

Minimum Deposit: $15,000
Issue Ages: 0-80
Not approved in: MA,NH,NY,OR,WY
Free Withdrawal: After the first contract year, 5% free partial surrenders are available
Death Benefits: Full Death Benefit
Commission: Up Front
4.50% (0-75)   /   3.35% (76-80)

Trail Option C:
3.10% (0-75) With 0.24% Annual Trail Commission
2.15% (76-80) With 0.16% Annual Trail Commission
GA Commission Schedule in Agent Appointment Paperwork

Waivers: Nursing Home and Terminal Illness
Brochures: Wealth Builder Eight
Company Ratings: Financials
RenewalFlex:

Reduces intial cap adds bail out feature. Brochure

This optional feature gives you the opportunity to withdraw all or part of the Accumulation Value associated with a given Premium, Index Strategy, and indexing period combination without Surrender Charges or MVA when a renewal rate for an indexed strategy is less favorable than the associated previous waiver rate. An index strategy does not include the Fixed Rate Strategy. Exercising the Voya RenewalFLEX Feature, if eligible, must occur during the 30-day window beginning on the premium anniversary. This feature is available for an added cost. May not be available in all states.
Optional Income Rider (50-80) Income Protector Brochure
Rate Sheet Voya Rates
  Wealth Builder Six - Flexible Premium
  25K-99K 100-749K 750K+
100% Annual Cap: 2.50% 3.25% 3.50%
1 Year Performance Trigger: 2.70% 3.25% 3.50%
Interest Benchmark Strategy: 4.50% Multiplier
10.00% Cap
6.00% Multiplier
10.00% Cap
6.50% Multiplier
10.00% Cap
Fixed Rate: 1.45% 1.45% 1.45%
Optional Renewal Flex:

0.50% off above crediting rates. NA on Fixed Option

Surrender Charges:

10,10,10,9,8,0  with MVA

Minimum Deposit: $15,000
Issue Ages: 0-80
Not approved in: MA,NH,NY,OR,WY
Free Withdrawal: After the first contract year, 5% free partial surrenders are available
Death Benefits: Full Death Benefit
Commission: Up Front
3.75% (0-75)   /   2.95% (76-80)

Trail Option C:
2.70% (0-75) With 0.24% Annual Trail Commission
2.15% (76-80) With 0.16% Annual Trail Commission
GA Commission Schedule in Agent Appointment Paperwork

Waivers: Nursing Home and Terminal Illness
Brochures: Wealth Builder Six
Company Ratings: Financials
RenewalFlex:
Brochure
This optional feature gives you the opportunity to withdraw all or part of the Accumulation Value associated with a given Premium, Index Strategy, and indexing period combination without Surrender Charges or MVA when a renewal rate for an indexed strategy is less favorable than the associated previous waiver rate. An index strategy does not include the Fixed Rate Strategy. Exercising the Voya RenewalFLEX Feature, if eligible, must occur during the 30-day window beginning on the premium anniversary. This feature is available for an added cost. May not be available in all states.
Optional Income Rider (50-80) Income Protector Brochure
Rate Sheet Voya Rates
 

 

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