Split Annuity Illustration Using A Deferred Annuity - Examples

A Split Annuity is the combination of guaranteed interest accumulation and income payout.
The benefits of a split annuity include tax excluded income and a guarantee of principal. Income starts in one month!

NQ - High exclusion ratio / tax brackets

Qualified -  Pension IRA rollovers

$500,000

Allocate
$124,922.00
to a Period Certain Immediate Annuity
 

Allocate
$375,078.00
to purchase a
7-year Deferred Annuity

 

 

Annuitant receives
$1,612.32
Per month for 7 Yrs

Guaranteed
(TAX-EXCLUDED 92%
Based on 100% Cost Basis)

Current Interest Rate
 
4.19%
5.05% Year 1
4.05% Years 2-7
 
Over For 7 Years

 

After 7 years a GUARANTEED,
$500,000
will be available to the annuitant.

$500,000

Income using systematic withdrawals of interest, can be stopped and started. Income not taken will be credited to deferred side.

Allocate
$500,000
to purchase a
7-year Deferred Annuity

   

Average Month
$1,677.05
for 7 Years

Varies by days in month
(100% Taxable)

Current Interest Rate

4
.10%

Guarantee For 7 Years

 

After 7 years a GUARANTEED,
$500,000
will be available to the annuitant.

Rates may vary in some states.
Updated 08/05/2018

FSD can customize a split annuity illustration based on age, income desired and with term from (5 - 10 years).

Would you like to receive a split annuity illustration?

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Age: State:

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Note: Split annuity income payouts start in 30 days

Select a term:
5 Years 6 Years 7 Years
8 Years 9 Years 10 Years

Type of funds:
Qualified - IRA, Pension, Rollovers
Non Qualified - Cash, after tax, 1035 exchanges

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