Split Annuity Illustration Using A Deferred Annuity - Examples

 
A Split Annuity is the combination of guaranteed interest accumulation and income payout.
The benefits of a split annuity include tax excluded income and a guarantee of principal. Income starts in one month!

NQ - High exclusion ratio / tax brackets

Qualified -  Pension IRA rollovers

$1,000,000

Allocate
$192,412.00
to a Period Certain Immediate Annuity
 

Allocate
$807,588.00
to purchase a
7-year Deferred Annuity

 

 

Annuitant receives
$2,532.14
Per month for 7 Years

Guaranteed
(TAX-EXCLUDED %
Based on Cost Basis)

Current Interest Rate is
3.10%
Guaranteed Over the 7 Years

 

After 7 years a GUARANTEED,
$1,000,001
will be available to the annuitant.

$1,000,000

Income using systematic withdrawals of interest, can be stopped and started. Income not taken will be credited to deferred side.

Allocate
$1,000,000
to purchase a
7-year Deferred Annuity

   

Based on Average Month
$2,463.00
for 7 Years

Varies by days in month $29,556.00
Annually
(100% Taxable)

Current Interest Rate is
3.00%
Guarantee For 7 Years

 

After 7 years a GUARANTEED,
$1,000,000
will be available to the annuitant.

Rates may vary in some states.
Updated 05/17/2017

FSD can customize a split annuity illustration based on age, income desired and with term from (5 - 10 years).

Would you like to receive a split annuity illustration?

Client Name:

Age: State:

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Note: Split annuity income payouts start in 30 days

Select a term:
5 Years 6 Years 7 Years
8 Years 9 Years 10 Years

Type of funds:
Qualified - IRA, Pension, Rollovers
Non Qualified - Cash, after tax, 1035 exchanges

Agent Information:
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Agent Email:   

Address:

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VALIDATE: ENTER THE WORD service  

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