Jeff Affronti, PRESIDENT
Email - Jeff@fsdfinancial.com
Traditional Fixed Rate and Immediate Annuities for the extremely risk adverse!
You know that client who insists on having everything guaranteed in writing.
That is where I come in, I have been working with agents to find unique and
suitable fixed products for retirement savings and income. We only use fixed
insurance products from Client Oriented Carriers that are committed not only to
the fixed insurance marketplace, but also to the agents and clients that put
there trust in them.
For 21 years I have been finding the most competitive fixed annuity carriers and
guiding agencies, agents, individuals, affinity groups, fee only planners, CFP's,
CLU's, foundations, 503 institutions, and even property and casualty P&C agents
to the guaranteed products the need.
I enjoy educating on the wonderful and often misunderstood world of tax-deferred
FIXED Annuities. I help make it a simple learning curve for agents who may not
use fixed annuities often. These agents find comfort in our client oriented
products and demand a high satisfaction rate for their client.
For accumulation and lifetime income needs, fixed annuities offer guarantees
that have been depended on for over 100 years. I am an immediate annuity expert
as well, illustrating and designing income plans using SPIAs every day since
1996. I will shop the market for a spread of pricing, options and carrier
security. With well over 1 billion dollars in fixed annuity premium placed as an
IMO/MGA I hope you give me a try on your next fixed or immediate annuity case!
Specialties: Service, current fixed annuity evaluations, social media marketing,
multi-year fixed rate deferred annuities, NO LOAD immediate annuities, life
insurance commission, retirement income, insurance marketing, guaranteed income
for life programs, training, product creation and review, sales, gift annuity
programs, shorter term surrender charge periods, on-line advertising, expert
witness, web design, SEO and back office administration.
Bob Affronti, FOUNDER
An innovator in the field, Bob Affronti has 35 years of experience in the
annuity and pension industry. Bob spent nearly 20 years of his career as Regional Director
and National Annuity Director for Crown Life Insurance
Company where he designed and distributed Crown's portfolio of fixed annuities and GIC's.
Bob has been responsible for broker training, contracting and distributing fixed annuities on a
national level. Bob also provides consulting services to annuity carrier
regarding product design , agent training and distribution programs .He has helped
on issues such as compliance, pricing and new product approvals.
In 1995 he took FSD to the level of an independent 3rd party
annuity wholesaler. FSD serves as the "annuity desk" to national life/health insurance wholesalers, but now extends its
services to the independent life insurance broker. Bob is referred to as Mr.SPIA by his peers due to his
great attention to the SPIA products and marketplace. Bob enjoys working
directly with agents in providing the right product for the situation.
Having established his expertise on the carrier side and extending his concentration to
the national wholesale level solidifies Bob's understanding of the entire industry, thus
providing distinguished insight into the dynamic annuity marketplace.
Bob passed away on 05/29/2012 we love and miss him.
5 Years - 05/29/2017 wish you were here Pops!